Overspending can mean an overabundance ... too much stuff, too hard to find and no time to find it. It happens over time and eventually you find you maybe buying the same thing again and again because you can't find it when you needed. Here's a dozen ways to slow down spending and clutter ... Financial Freeze - A quick fix is to literally freeze your credit card in a Ziplock to prevent impulse purchases. Track Spending - Use budgeting apps or spreadsheets to monitor where